Privacy Policy
About Us
How do we use your information?
- a)If relevant, to assist with the completion of your application for finance.
- b)For assessment and analysis purposes. This includes working out your suitability for a credit product based on how you have managed previous and current financial products, your current financial position and how often you have applied for and used credit products such as bank accounts, credit cards, loans and mobile phone contracts. It also includes market and product analysis.
- c)To help us develop and improve our services to you and other customers and protect our interests.
The data we collect from you:
- d)Identity Data includes, title, First Name, Last Name, Marital status, Date of Birth, Residential Status, Address, Time at Address.
- e)Employment Data includes, current Employment Status, time in current employment, Occupation, Payslips, Employer Name, Net monthly income, Gross annual income.
- f)Transaction Data includes, details of products and services you have engaged from us.
- g)Contact Data includes, email address and Telephone numbers
- h)Financial Data includes, bank statements, payment card details.
- i)Profile Data includes, services engaged, your interests, preferences, and feedback.
- j)Technical Data includes, internet protocol (IP) address, Browser type and version, Time zone setting and location, Browser plug-in types and versions, Operating system and platform and other technology on the devices you use to access this website
- k)Usage Data includes, information about how you use our website and services
- l)Marketing and Communications Data includes, your preferences in receiving marketing from us and our third parties and your communication preferences
How we use your personal data:
- m)Where we need to perform the contract or take steps in order to perform the contract, we are arranging for you with a third-party lender to enter into.
- n)Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.
- o)Where our principal firm, Citrus Compliance, needs to perform its duties for regulated complaints handling and compliance monitoring and analysis.
- p)Where we need to comply with a legal or regulatory obligation.
- q)Where we have your express consent to process your data.
Marketing
Your Data Protection Rights
- 1.Your right of access – You have the right to ask us for copies of your personal information.
- 2.Your right to rectification – You have the right to ask us to rectify personal information you think is inaccurate. You also have the right to ask us to complete information you think is incomplete.
- 3.Your right to erasure – You have the right to ask us to erase your personal information in certain circumstances.
- 4.Your right to restriction of processing – You have the right to ask us to restrict the processing of your personal information in certain circumstances.
- 5.Your right to object to processing – You have the right to object to the processing of your personal information in certain circumstances.
- 6.Your right to data portability – You have the right to ask that we transfer the personal information you gave us to another organisation, or to you, in certain circumstances.
How do we protect your information?
How to complain
Wycliffe House
Water Lane
Wilmslow
Cheshire
SK9 5AF
Helpline number: 0303 123 1113
ICO website: ico.org.uk